At a glance: Insurance coverage for hearing loss is spotty
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It is the third most common chronic physical disorder in the United States and is twice as prevalent as diabetes or cancer, according to the Centers for Disease Control and Prevention.
Researchers are trying to better understand how problems develop, how they can be prevented and how best to help people who are suffering from hearing loss. A major obstacle for many, however, is that insurance often doesn't cover treatments or devices that improve hearing.
— WHAT'S NOT COVERED: Hearing aids for adults are not covered by the "vast majority" of insurance plans, according to Mayo Clinic expert Dr. Colin Driscoll. This coverage is more common for children. Hearing aids can cost anywhere from $500 to about $2,000.
— WHAT'S COVERED: Tests to detect hearing loss are often covered, along with surgical or medical treatments for hearing disorders. That includes procedures to repair an ear drum hole or insert cochlear implants.
It comes down to math: The first step is to add your net incomes together. Then divide each individual income by this figure and multiply by 100.
So many people see the math of money as overwhelming. It isn’t. It’s Grade 5 math. Stop using this excuse!